FUND YOUR FUTURE - Financial Profiler

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Create a profile, make a plan. It’s that simple.

Entrepreneur, director, designer, artist, or activist: you know who you want to be, but what’s your financial plan to get there? If your financial future seems overwhelming, perhaps it’s time to get a better sense of how you handle money. Take our quick quiz to find out.

Describe your "financial philosophy":
I think a lot about my financial future, but I'm not sure where to begin.
I only think about my finances when my bills/loan statements arrive.
I’ve already written my financial plan!
Philosophy? What philosophy?

You've landed an incredible job for when you graduate. What's the first thing you do:
Set up an RRSP and arrange a payment schedule for your student loans.
Apply for a line of credit and a credit card.
Set up an RRSP and arrange for automatic deposits.
Make a break for the mall!

Regarding your financial status, you:
Have a general idea of how much you have saved and how much you owe.
Know how much you have saved, but not how much you owe (or vice versa).
Know your net worth, including all assets and liabilities.
Know your parents take care of that kind of stuff.

When it comes to your finances, you:
Keep records of important transactions, but don't often review financial statements for accuracy.
Have a rough idea of transactions, and could pull together histories if absolutely necessary.
Keep detailed records and regularly balance your savings/chequing accounts for accuracy.
Don't keep detailed records or review transactions, and wouldn't know where to begin.

Do you have a budget?
Yes, but sometimes I way over or under-estimate my spending and/or savings.
Yes, but I just can't seem to stick to it.
Yes, and I constantly adjust it depending on my financial situation.
No, the way I spend and save changes all the time, so it's not worth it.

What kind of shopper are you?
If I see something I like, I check the price, and then save for it.
If I see something I like, I'll buy it immediately, but only with cash.
If I see something I like, I think about, look more and then wait for it to go on sale.
If I see something I like, I buy it without thinking about the cost.

What does shopping mean to you?
It's a way of spending time with my friends.
It's fun and relaxing -- I like to go and just browse.
It's a bore and a chore.
When I make a purchase, it makes me feel good.

A ScotiaLine^® personal line of credit for students helps you pay for school. Get approved for a fixed credit amount based on your program. Then use as much or as little of it as you want, when you want it.

To get started, you’ll need:

what school/program you’re attending
a parent/guardian borrower
your finances