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Apply online at scotiabank.com


Before you start

Now that you’ve talked to your parents or guardian about the ScotiaLine® Personal Line of Credit for Students, please download the application checklist and complete it together.


How much money is available?

The amount of financial aid available to you is based on a formula that compares your educational costs and expected contributions from your parents and your own income, school enrolment status, and many other variables. Students can receive enough funding to cover all school related costs including tuition, residence and related expenses. To help estimate the loan amount you require, use the Student Budget Calculator.

Credit Limits:

  • Full-time undergraduate/diploma students - up to $15,000 per academic year, to a maximum of $40,000.
  • Part-time undergraduate/diploma students or students enrolled in a certificate or apprenticeship program - up to $7,500 per academic year, to a maximum of $20,000.
  • Full-time certificate and apprenticeship students- maximum limit per academic year is based on the number of years of the program, to a maximum of $20,000 ($10,000 for part-time students)
  • Graduate students - maximum limit per academic year is based on the number of years of the program, to a maximum of $100,000. If the student has already borrowed the maximum under an undergraduate program ($40,000), the maximum credit available for a graduate program is $60,000.


Find a Branch

Once you’ve applied and have been approved, you’ll be ready for Step 4: Activate your ScotiaLine® Personal Line of Credit for Students.


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