Before filling out your application online, we recommend that you sit down and discuss with your parent, guardian or spouse how much money you think you’ll need for your education. To assist you with this, we recommend you download and complete our ScotiaLine® personal line of credit for students application checklist together.

The amount of financial aid available to you is based on a formula that compares your educational costs and expected contributions from your parents and your own income, school enrolment status, and many other variables. Students can receive enough funding to cover all school related costs including tuition, residence and related expenses. To help estimate the loan amount you require, use the Reality Check Calculator.

Credit Limits:

• Full-time undergraduates - up to $10,000 per academic year, to a maximum of $40,000.
• Part-time undergraduates up to $5,000 per academic year, to a maximum of $20,000.
• Graduate students - up to $10,000 per academic year, to a maximum of $20,000.

1. It takes about 10 minutes to complete.
2. The application is completed in two separate steps: You (the student) complete the first part of the application, while your parents complete the second part. This allows each of you to apply at different times and locations. Your parents’ part of the application will be matched with yours using a reference number, which you will provide for them.